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P2P Lending allows you as an individual to invest in loans and make returns in the form of interest. Interested lenders pool in their money and authorize Faircent to disburse this into a diverse mix of loans and loan products offered to borrowers who as per Faircent’s algorithms.
What is P2P Lending?
Peer-to-Peer Lending is a new method of debt financing that’s regulated by the Reserve Bank of India (RBI), which allows you to lend and borrow money without the involvement of a financial institution. Being an online portal, P2P Lending generally operates with lower overhead costs as compared to traditional financial institutions or banks. As a result, borrowers can borrow money at lower interest rates and lenders can earn higher returns.
Brought to you by Faircent.com
Faircent.com (Fairassets Technologies India Pvt Ltd.) is India’s largest peer to peer lending website which caters to retail and business loans. It is India’s first P2P lending platform to be certified as an NBFC-P2P by the RBI. Faircent.com is an online platform where people who have spare money lend it directly to people who want to borrow, thereby eliminating intermediaries and the margins they used to make. It continuously innovates and provides new product offerings to its lenders and borrowers enabling faster and more efficient transactions.